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Since 2014 · GAF and Owens Corning Certified

What to Do After a Hail Storm Hits Your Roof

Hail damage is hard to see from the ground, so the first step toward a roof repair is a free look. Take your time. Have us look before you file, and do not sign anything a door knocker hands you. You have six months or up to a year to get the work done, and Ruddy's Roofing in Round Rock needs no money to start.

Two chalk-circled hail bruises on a weathered gray shingle roof, close up
  • Do not sign what
    a door knocker hands you.
  • Six months to a year
    to get the work done.
  • Have us look
    before you file.
  • No money
    to start.
Lifted and creased shingle tabs with a hail bruise on a weathered roof
Lifted and creased shingle tabs after a storm.

What Hail Does to a Roof

Hail does not have to be big to matter. A hail strike knocks the granules off the shingle and bruises the mat underneath, and the spot goes soft. You cannot see it from the ground.

We find it by walking the roof and circling the bruises in chalk. That is why you have us look before you file.

After the last big hailstorm we had crews from California, Montana, Iowa and Nebraska calling to ask for work. We are not stormers, and we only use our main crew.

Five Things to Know After a Hail Storm

Read these before anyone knocks on your door.

  1. Do not sign anything a door knocker hands you. It is a contingency agreement. They want to meet your adjuster to help point out hail damage, and if you do not hire them, they want 20% of the claim total. It is high pressure, and there is no dollar amount on it. If you have already signed something, do not let them meet the adjuster.
  2. Take your time. You have six months or up to a year to get the work done after you file a claim. Storm chasers, the sales people and the crews, will not want to wait months, and they may be from out of state.
  3. Check the truck. Some storm chasers get a mailbox at a postal annex, call it a suite, and get local phone numbers to look like they are from here. Walk out to their truck and look at the license plate and the registration sticker. Do the same with the crews. They are not coming back if you have a leak.
  4. Never give a contractor money to start. Supply houses give us a 30 day float. A company worth its salt can handle that, and we need no money to start.
  5. Get the mortgage company right. Make sure the adjuster has the correct mortgage company when they inspect. Most insurance checks list the mortgage company, so get it right the first time.

What to Do, in Order

  1. 1Call Us First.

    Or send the form. Either way you get Frank, not a call center.

  2. 2Jake Looks at the Roof.

    He walks it and circles any hail strikes in chalk. If the roof is fine, that is what we tell you.

  3. 3Then You File.

    If there is storm damage, you file a claim with your carrier. The claims process is written out here.

What Our Customers Say

Robin
Five stars

Frank made the whole process worry-free and smooth. All prices were fair and quality is a five/five star rating.

Posted on Google
D
Five stars

Frank is extremely helpful and helps guide you through the whole process.

Posted on Google

Hail Storm Questions We Get Asked

How Long Do I Have After a Hail Storm?

You have six months or up to a year to get the work done after you file a claim. If the work is not done in time, you lose the second payment, the recoverable depreciation. So take your time, but do not let it slide. Have us look first, then file.

Should I Sign With a Door Knocker?

No. What they hand you is a contingency agreement. If you do not hire them after they meet your adjuster, they want 20% of the claim total, and there is no dollar amount on it. Walk out and check the license plate on their truck. Some are from out of state and will not be back if you have a leak.

Do I Pay Anything to Start?

No. Never give a contractor money to start. Supply houses give us a 30 day float, and a company worth its salt can handle that. We need no money to start, and you pay when the work is done. The one thing you do pay is your deductible, because Texas law requires it.

Our Roofing Services

Finished gray roof on a two-story stucco and stone home with a turret

Roof Replacement

Most jobs are done in one day, and we need no money to start.

Learn More about roof replacement
Ranch home mid re-roof with a storage container and a Jeep in the driveway

Storm Damage Claims

Have us inspect first, then file. Do not sign anything a door knocker hands you.

Learn More about storm damage claims
Bare granule loss across gray shingles beside an inspector's legs and shoe

Free Roof Inspection

No charge to come out. If the roof is fine, that is what we tell you.

Learn More about free roof inspection
Two-story brick home with a tarped roof section on an overcast wet day

Roof Repair

We repair shingle roofs: ridge caps, blown off shingles and leaks after a rain.

Learn More about roof repair

Where We Work

Travis and the surrounding counties.

Standalone illustrated ruddy duck mark with a blue bill on cyan water

Have Us Look Before You File

No charge to come out, no money to start, and if the roof is fine, that is what we tell you.